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Student Financial Services
Division of Financial and Business Services

USC Payment Plan: Terms & Conditions

Please note that USC Payment Plan payments are automatic and cannot be made using USCe.pay.

*Eligibility for the USC Payment Plan is based on the following requirements:

  1. You have completed registration for the upcoming term for which you wish to use the USC Payment Plan.
  2. You have no holds on your student account created by past collection actions.
  3. You have used the USC Payment Plan in the past and you have maintained a good record of on-time payments.

Online registration for the USC Payment Plan must be done in accordance with the USC Payment Plan Schedule on your payment plan account. Late fees will be assessed as indicated. If you are ineligible to participate, the USC Payment Plan system will not allow you to register for the current Payment Plan term. A one-time non-refundable $50 fee per payment plan enrollment is due when registering for each payment plan. The first installment (one of five for regular plans or one of four for trimester student plans) is due at the time of enrollment. Enrollment will not be complete without first paying the $50 enrollment fee and the first installment when prompted to do so.

Once you have signed up for the USC Payment Plan, a payment plan account will automatically be set up. The budget amount for each payment plan is on a term basis and will be determined by you with help from the term billing statement, the Payment Plan Calculator and the USC Fee Schedule (see the Schedule of Classes). The payment plan budget amount cannot be changed by you once entered. Therefore it is very important that you be accurate in determining your budget after you have registered for classes. It is possible to increase or decrease this budget amount by contacting the Student Financial Services office. The budget amount you determine for the current term will be posted as a credit on your student account.

The USC Payment Plan is the responsibility of the student. Any guest access is at the pleasure of the student for convenience but the responsibility of the plan still lies with the student. By authorizing a payment plan guest, the student is authorizing USC to discuss details of the payment plan and the student account balance with these guests.

Payments for the USC Payment Plan are processed as follows:

  1. Automatic monthly payment by Electronic Check (ACH) will be charged according to the USC Payment Plan Schedule.

*Note: Stored information can be changed by you or a designated guest as often as you like as long as the changes are done prior to the payment due date on your USC Payment Plan Schedule.

Payments must be received in U.S. dollars by the 3rd of every month by establishing an automatic ACH payment in the USC Payment Plan system.

A late penalty of $25 will be charged to your student account when a payment is not received when due. This will include declined attempts for ACH charges.

A returned item fee of $25 will be charged on your student account for any ACH transfer returned by the bank.

Any student that misses two payments will be dropped from the USC Payment Plan and will be ineligible to participate in the USC Payment Plan in the future.

Changes to the USC Payment Plan budget amount may only be done by contacting a counselor in the Student Financial Services department. If you wish to increase your budget amount, your monthly payment amount will increase.  An increased budget will also result in additional monies becoming immediately due. If you reduce your budget amount, the monthly payment amount will decrease accordingly.

Payments for the USC Payment Plan are authorized online by Electronic Check (ACH) using the Auto Pay feature in the USC Payment Plan system. No other form or method of payment is accepted. You must provide valid bank account information at the time of application. ACH payment for the application and first installment will be initiated by USC the same day you complete your application.

Future ACH payments will be automatically initiated by USC on each due date of the USC Payment Plan Schedule. It is your responsibility to ensure that the account provided is valid at the time of each payment. It is also your responsibility to ensure that sufficient funds to make each payment are in the account by the payment due date and remain until the payment has been debited from the account. You affirm that you or (or your guest user) are an authorized signatory on any bank account entered on your Auto Pay plan.

You can change the bank account used for your Auto Pay plan at any time, provided the changes are done prior to the payment due date on your USC Payment Plan Schedule. Please make sure funds remain available until payment is debited from checking account.  This may take up to 12 hours. Once USC has initiated any payment, it cannot be changed or canceled.

A late penalty of $25 will be charged to your student account when there is no valid bank information in the automatic ACH payment profile on the due date.

A returned item fee of $25 will be charged to your student account for any ACH transfer returned by the bank.
If you do not maintain valid bank account information on your Auto Pay plan or you do not immediately pay any ACH transaction that is returned by your bank for any reason, USC at its option may cancel your payment plan and deem you ineligible to participate in future payment plans.

Refunds of any monies paid under the USC Payment Plan will be processed through the Student Financial Services office. All refunds are subject to the refund policies of the university. Refunds will not be issued from credit balances on the student account until all payments to the USC Payment Plan account have been made.

GUEST USERS: The USC Payment Plan is the responsibility of the student. Any guest access is at the pleasure of the student for convenience but responsibility for the plan still lies with the student. By authorizing an OASIS or USCe.pay guest, the student is authorizing USC to discuss details of the payment plan and the student account balance with these guests. The student also authorizes guest users to initiate payment plans, and make payments on the payment plan and the student account. The student accepts responsibility for adhering to the terms of any payment plans and for any payment transactions rejected by the bank for any reason, including those initiated by a guest user.

The Student Account is a separate and distinct account from the USC Payment Plan account. You will receive e-bills (email notices from USC) when monthly statements on the student account are available. Balances due on your USC student account must be paid by you separately and in addition to your USC Payment Plan payments. Balances remaining on the student account are subject to finance charges and late fees in accordance with the university’s policies described in the current “Schedule of Classes.” If you have estimated your USC Payment Plan budget accurately, your student account should have little or no balance.

Refunds of any monies paid under the USC Payment Plan will be processed through the Student Financial Services office. All refunds are subject to the refund policies of the university. Refunds will not be issued from credit balances on the student account until all payments to the USC Payment Plan account have been made.

USC Representatives can answer any questions you may have at 213-740-4077.

 

Rev:  07/30/2015