Campus-based Loans:

Before you receive your Federal Perkins loan, Health Profession Student Loan, Loan for Disadvantaged Students or any Institutional Loan, you must authorize the University of Southern California to credit the funds to your student account by electronically signing a Master Promissory Note (MPN). The University has partnered with ECSI to help us with this process (ECSI is currently servicing these loans). An email* will be sent to your official USC email address (ends in "@usc.edu") from "webmaster@ecsi.net", with instructions on how to accept and sign for these loans electronically (note: you will need your FAFSA pin to complete the process).

This procedure (E-signature) will not be implemented on Institutional Loans. A paper promissory note will still be required every semester, for accepting and disbursing Institutional Loans.

Under the Federal Perkins Loan Program, borrowers are no longer required to sign a separate promissory note for each new loan borrowed. This new note is called a Master Promissory Note (MPN) and will be good for all Perkins Loans at USC. You only need to sign it (or e-sign it) once.

Under the Health Profession Student Loan and Loan for Disadvantaged Students, a new Master Promissory Note (MPN) is required once a year.

All other loan types will require a new promissory note before each disbursement.

* If your loan has been packaged and you do not receive this email before the settlement deadline please contact us at (213) 740-4077.

In July 2008, USC changed loan service providers from ACS to ECSI.

Accessing your USC loan information:
If you previously accessed your loan information online at ACS and attempted to do so anytime after July 1st, 2008, you would have seen a message saying that the service has been terminated or that they are unable to fiind your account.

If you need your PIN or have difficulty logging in to the ECSI website ( https://www.ecsi.net ), please contact ECSI directly at 866-428-1098. On ECSI's website, you will be able see all qualifying loans listed. If you receive an email* from "webmaster@ecsi.net", this is indeed a communication authorized by USC regarding your campus-based loan(s).

Please note that new loan information is not added to our loan system
at www.ecsi.net until after the term's add/drop date.

Entrance Interviews are required counseling sessions which USC must provide to all students before they may receive Federal or USC loan disbursements.
Exit Interviews are required counseling sessions that USC must provide to all students who have received Federal or USC loan disbursements.
LOANS: Institutional | PERKINS | HPSL | LDS | Other Loans (Stafford, etc.)
- Provisions for loan deferment
- Provisions for loan cancellation