About the USC Payment Plan

The USC Payment Plan allows settlement of a student account (one term at a time), through a line of credit established with the USC Student Financial Services Office. You may use your interest-free USC Payment Plan account to pay for tuition, fees, university housing, meal plans, and other miscellaneous university charges in 5 monthly installments for Fall (Aug-Dec) and/or Spring (Jan-May) terms only (Payment Plan is not offered for Summer term).  Monthly installment amounts are due (will be charged) the first of each month, ie: for FALL term: August 1st, September 1st, October 1st, November 1st, and December 1st; SPRING term monthly payments will be January through May.

The USC Payment Plan application and processing are completely online. This means that when you submit your online application for a Fall or Spring term, you will be required to submit payment online for the application fee ($40), as well as any other payment amount which may be due at that time (usually the first monthly payment).  USC Representatives can answer any question you may have at 213-740-4077.

All enrolled students who have no past due amounts in their student accounts are eligible to participate in the payment plan as long as they have not previously been assigned to an outside collection agency. The student account from the prior term must have been paid in full.
If your account is not current, please contact the University Collections Office.

Go to: Payment Plan: Terms & Conditions

Advantages of our NEW online USC Payment Plan:

1. Improved Security:
   Our new USC Payment Plan will be hosted by CashNet, and offers full PCI compliant security. CashNet has been a service provider to universities for over 20 years.
   
2. Single Sign-on:
   
   • Students will access the Payment Plan from either:
     • Login to OASIS at: http://www.usc.edu/oasis
     • Login to myUSC at: http://my.usc.edu , and then go to OASIS
       
   • Guests (with OASIS guest access):
     • access the Payment Plan from 'OASIS for Guests' at http://www.usc.edu/oasisguest .  Please note that only students have the ability to establish OASIS guest access, and notify guests of their login ID and password
       
3. Self service:
   Our online Payment Plan system will allow payment plan account review, will accept online applications, manual online payments, and changes to stored profiles by students and their authorized OASIS guests.
   
4. Online payments:
   Payment plan account monthly payments may be made either manually or automatically. If you select the manual payment method, you would login each month and make monthly payments from 1 or more bank / credit card accounts.
   
5. Optional Stored Profiles:
   The Payment Plan offers users the ability to store banking and/or credit card information for online payment plan payments, with the ability to update or change them as needed. The storage of payment profile information is done with full PCI compliant security.
   
6. More Accurate Budgets:
   Fewer changes to payment plan term budgets will occur because more accurate budgets will be available at the time of Payment Plan enrollment, due to the new requirement that students be registered before they can apply, and to faster posting of housing charges and other fees to the student account.
   

Changes for those who have used Payment Plan previously:

1. All registration and administration is done online.
2. The enrollment fee to register for a Payment Plan is $40. There is one Payment Plan for each Semester. If you sign up for a Fall Payment Plan and then a Spring Payment Plan, the total cost will be $80.
3. We no longer will offer a Payment Plan that will cover the entire year of two semesters. Each Payment Plan will be done a semester at a time.
4. University Enrollment (class registration) is required before the online Payment Plan setup is done. This will help provide a more accurate budget at the time of setup.
5. Housing and other expenses are loaded earlier on the student account in order to provide a more accurate budget.
6. An online Budget Calculator will help in determining the Payment Plan budget for each semester.

PCI Compliance is now required by all credit card companies and audited on a regular basis. Cashnet offers full PCI Compliance for their online applications. In addition, the online website uses SSL for all transactions. The SSL certificate is through the parent company, Informed Decisions Corp.

For Students:

You can use the USC Payment Plan with single sign on through the OASIS system.

1. First, log into the OASIS system by going directly to OASIS at www.usc.edu/oasis or by logging into MyUSC at my.usc.edu.
2. Once you log in and you are at the OASIS Services menu, look under “Financial Services" for “USC Payment Plan”.
3. Select this link (click on it), and you will be passed through with encrypted information to CashNet where the USC Payment Plan is hosted.

For Parents / Guests:

In most cases you will want to establish guest access for a parent/guest on OASIS (www.usc.edu/oasis).  If you do not want to set up a guest in OASIS, you can create a direct guest login to CashNet. This will require them to go to the CashNet website directly (https://commerce.cashnet.com/USCPAY).

For guests who are setup in OASIS, the login ID is transferred to CashNet on a nightly basis. They will be able to access CashNet from 'OASIS for Guests' the day after they have been set up. You will be able to see your guest IDs in CashNet when their access to CashNet has been enabled. You will notice that the guest ID on CashNet is a combination of your USCID and the 8 character OASIS guest ID.

If you choose to set up a guest in CashNet directly, the guest ID can be any combination of 6 or more letters and/or numbers (the guest ID does not need to be in the same format as the one you see for guest IDs transferred from OASIS).  Your guest will be sent an email with their guest ID, a temporary password, and a link to USC's CashNet website.

Please note that students who have just become eligible for Payment Plan
will not receive Payment Plan system access until the following business day.

Requirements:

To be eligible for the USC Payment Plan a student must meet the following requirements:

• student must be enrolled in the term in which the USC Payment Plan will be used.
• no collection holds due to prior payment delinquencies. The student account from the prior term must have been paid in full.
• no prior USC Payment Plan collection activity.

Selecting a plan:

You may enroll in a USC Payment Plan by selecting the link in the upper right hand corner of your USC Payment Plan account. There will be only one choice per semester. Once enrolled this link will allow you to view your payment plan history and future charges. Upon enrollment you will be required to pay a $40 enrollment fee for each USC Payment Plan. In other words, if you establish a plan for the Fall term you will pay $40 and then if you establish a plan for the Spring term you will pay $40. You will be asked to agree to the terms and conditions as stated on this website ( Go to: Payment Plan: Terms & Conditions ). USC Representatives can answer any question you may have at 213-740-4077.

You may enter a budget amount or use the online payment calculator to establish the budget. The payment calculator will include the following for charges:

• Tuition
• Mandatory Fees
• Housing
• Meal Plans
• Laboratory Fees
• USCard Plans
• Parking Permits
• Tuition Refund Insurance
• Other

And will include the following for credits:

• Scholarships
• Grants
• Student Loans
• Other

Please refer to your USC Billing Statement for accurate budget calculations. Please do not include future work study (CWSP) earnings in your calculations. If an accurate budget is completed then you should not see large charges appearing on your USC Student Account. If there is a balance on your student account it is your responsibility to pay that balance when due using USCe.pay in order to avoid late fees.

If enrollment is completed  by 6:00 pm on normal business days, the Payment Plan budget amount will be posted to the student account that night, anything after that time will be posted at night on the following business day.

Changing a Plan:

Students and guests will not have the ability to use the online self service features of the USC Payment Plan for increasing or decreasing the total amount once enrolled. It is very important to establish a good budget using the payment calculator online. It is also important to enroll in all of the classes you will need for the term in order to establish the correct tuition rate. In some unforeseen cases an increase or decrease to a USC Payment Plan may be accomplished by contacting the Student Financial Services office at 213-740-4077. Their office is located in Parking Structure B (PSB). You will need to provide a signed letter stating the amount of increase or decrease and will be required to sign a new terms and conditions for the increase or decrease. The monthly payments due will reflect the increase or decrease in the total payment plan.

• How can I make changes (payment type, accounts, budget, etc.) on my Payment Plan?

There are a number of ways to make payments using the new USC Payment Plan. All of these methods are online. Both students and associated guests will be able to make payments using the same methods. Stored credit card and banking information are associated with each login, students will not have access to guest stored information and guests will not have access to student stored information.

• The first method for payment is using the Auto Payment feature. This can be setup when you first enroll in the USC Payment Plan and can be setup later. When you setup Auto Payment you will be storing the credit card or banking information you wish to use on a monthly basis. This information is stored and governed by PCI Compliance requirements. If you choose to setup Auto Payments later you select the “Pay your xxx installments automatically” link. If you setup Auto Payments you will receive notification in advance reminding you that a payment will be charged. It is your responsibility to keep the stored information current. If your Credit Card is about to expire you will receive a notification stating so and you should go into the USC Payment Plan and update the expiration date. If the information is not correct when the charge occurs you may be assessed a penalty.
• Another method is to manually pay each month by entering credit card or banking information that is not stored. This should be done prior to the due date to avoid penalties.
• Another method is to manually pay each month using stored credit card or banking information.

Students and guests (or multiple guests) may independently make payments for the same payment plan. You should not set up multiple Auto Payments by different users for the same plan. The Auto Payment is set to charge the entire installment for each plan. We recommend that if multiple users will be making payments on the same payment plan that this be done manually by users on a monthly basis prior to the due date.

Partial payments on the USC Payment Plan can be performed prior to the due date each month. Payment in full is due according to the schedule you received when signing up for the USC Payment Plan.

If you are set up for Auto Payments and you make a partial payment prior to the due date (the date the Auto Payment would normally be charged) the Auto Payment will only charge the remaining balance due for that payment.